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Prepaid Cellular Phone Plan: The Good and Bad Side

by Alice Sy

A prepaid cellular phone plan has the same features to other kinds of phone plans available in the market, except for the one and only factor which is the manner of paying the bills. A post paid plan requires you to pay after using phone services. In a prepaid plan, however, you get to pay in advance for the phone service before using it.

Most buyers who seek a budget phone plan usually go for a prepaid cellular phone plan. This is because the prepaid cellular phone plan saves money and limits credit.

The consumer purchases a set amount of prepaid credit in which he uses until his balance reaches zero. After that, he can no longer use the phone services. Prepaid cellular phone plans thus give a psychological impact to consumers in a way that they limit their consumption with the amount of prepaid credit they have, making them save money in the process.

How to use a prepaid cellular phone plan? It’s simple. All you have to do is buy a cell phone. Then, set your prepaid plan and the amount of service you wish to enjoy. For some plans, you pay for the number of minutes you want to use up - say between 30 to 1000 minutes.

A prepaid cellular phone plan doesn’t let you fall into a debt. The consumer is forced to pay ahead before availing phone services. There are phone service companies which sell convenient prepaid cards to numerous outlets. These outlets can easily be reached by consumers, such as malls and convenient stores.

With a prepaid cellular phone plan, there are no more hassles of using a cell phone. All you have to do is buy a cell phone unit and then purchase a prepaid card which will load your phone. The minutes of calls and the number of messages you can send depends on how much your prepaid credit is.

Though the no-hassle idea might entice you to switch to prepaid phone plans, in the long run, you’ll realize that you’ll have to pay more per-minute charge compared to the traditional plan. This is true especially if a person makes calls several times a day.

A prepaid cellular phone plan may sound very convincing, but you should think hard first before choosing this over the post paid plan. In the long run, post paid plans give much bigger savings especially when it comes to calls. Post paid plans have lower call rates compared to prepaid plans.

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